Overdraft Protection

We've got your back with options to cover transactions when your balance is running low

  Prime Privilege
Transaction Type Overdraft by Transfer
Transfer funds from another account to complete a transaction.
Standard Protection
Draw your checking account negative to complete a transaction.
Extended Protection
Draw your checking account negative to complete a transaction.
How to Enroll Included with Membership Opt-in Required Opt-in Required
Checks
ACH Debits
Recurring Debit Card Transactions
Online Bill Pay Item
Teller Window Transactions
ATM Transactions  
Everyday Debit Card Transactions  
Fee $6.00
per Item
$25.00
per Occurrence per Item
$25.00
per Occurrence per Item

Overdraft By Transfer

We'll automatically transfer funds to your eligible checking account from another account if there are not sufficient funds to complete your transaction. Overdraft by Transfer is available for all checking accounts and is generally established when your account is opened.

 

Prime Privilege Overdraft Protection

Prime Privilege allows you to temporarily draw your checking account balance negative to complete a transaction when you do not have sufficient funds in your eligible checking account and Overdraft by Transfer is not sufficient or applicable.

Once you've opted into Prime Privilege, there are no additional applications or credit checks, making it a convenient alternative to emergency loans, payday loans, and title loans.

You can opt-in to Prime Privilege Overdraft Protection with the following checking accounts:

  • Prime Checking
  • Primo Checking
  • Small Business Checking (restrictions may apply)

 

Apply for Prime Privilege

E-mail [email protected]

Print, complete, and mail the Prime Privilege Extended Overdraft Consent Form to 5656 S. Packard Ave. Cudahy, WI 53110


You can discontinue Prime Privilege Extended Overdraft Protection in its entirety by contacting us at 414.486.4500 or by sending us an e-mail at [email protected].