Overdraft Protection
Solutions for completing transactions when your checking account is running short
| Prime Privilege | |||
|---|---|---|---|
| Transaction Type | Overdraft by Transfer Transfer funds from another account to complete a transaction. |
Standard Protection Draw your checking account negative to complete a transaction. |
Extended Protection Draw your checking account negative to complete a transaction. |
| How to Enroll | Included with Membership | Opt-in Required | Opt-in Required |
| Checks | |||
| ACH Debits | |||
| Recurring Debit Card Transactions | |||
| Online Bill Pay Item | |||
| Teller Window Transactions | |||
| ATM Transactions | |||
| Everyday Debit Card Transactions | |||
| Fee | $6.00 per Item |
$25.00 per Occurrence per Item |
$25.00 per Occurrence per Item |
Overdraft By Transfer
We'll automatically transfer funds to your eligible checking account from another account if there are not sufficient funds to complete your transaction. Overdraft by Transfer is available for all checking accounts and is generally established when your account is opened.
Prime Privilege Overdraft Protection
Prime Privilege allows you to temporarily draw your checking account balance negative to complete a transaction when you do not have sufficient funds in your eligible checking account and Overdraft by Transfer is not sufficient or applicable.
Once you've opted into Prime Privilege, there are no additional applications or credit checks, making it a convenient alternative to emergency loans, payday loans, and title loans.
You can opt-in to Prime Privilege Overdraft Protection with the following checking accounts:
- Prime Checking
- Primo Checking
- Small Business Checking (restrictions may apply)
Apply for Prime Privilege Extended Overdraft
- Call us at 414.486.4500
- Visit any branch
- E-mail us at [email protected]
- Print and complete the Prime Privilege Extended Overdraft Consent Form and mail it to 5656 S. Packard Ave. Cudahy, WI 53110
You can discontinue Prime Privilege Extended Overdraft Protection in its entirety by contacting us at 414.486.4500 or by sending us an e-mail at [email protected].