What is Preapproval?
When you apply for preapproval, you're providing us with an overview of your finances, and we use that overview to estimate how much you may be eligible to borrow. This can help guide you while shopping at the dealership and puts you on the fast track to purchasing a new vehicle. Our preapprovals are valid for thirty (30) days, so there's no pressure to find a vehicle immediately after you apply.
Without preapproval, you can still shop around, but you'll need to apply for financing after you've found the vehicle you want to purchase. This means you could end up waiting longer before taking home your new vehicle.
Real Loans for Real Life
Purchase Your First Car
Purchasing your first vehicle with no or imperfect credit? Our First-time Auto Buyer Special could put you in a new car with a competitive rate and a down payment as low as 10%. Terms and conditions apply.
Low or No Credit
Life happens, and sometimes good credit can be hard to build & keep. Our lending consultants can help you explore financing options if you have a low credit score or are just getting started with credit.
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Refinancing your existing auto loan from another bank or credit union could help you save money
Additional Rates
| Term Months | APR1 As Low As2 | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.31% | $44.01 |
| 25 - 36 | 5.31% | $30.11 |
| 37 - 48 | 5.48% | $23.25 |
| 49 - 60 | 5.75% | $19.22 |
| 61 - 75 | 6.06% | $16.60 |
| 75 - 84 | 7.01% | $15.10 |
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.34% | $44.02 |
| 25 - 36 | 5.34% | $30.12 |
| 37 - 48 | 5.57% | $23.29 |
| 49 - 60 | 5.83% | $19.25 |
| 61 - 75 | 6.38% | $16.75 |
| 75 - 84 | 7.09% | $15.14 |
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.38% | $44.04 |
| 25 - 36 | 5.38% | $30.14 |
| 37 - 48 | 5.63% | $23.32 |
| 49 - 60 | 5.94% | $19.30 |
| 61 - 75 | 6.62% | $16.87 |
| 75 - 84 | 7.24% | $15.21 |
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.38% | $44.04 |
| 25 - 36 | 5.38% | $30.14 |
| 37 - 48 | 5.66% | $23.33 |
| 49 - 60 | 5.97% | $19.32 |
| 61 - 75 | 6.62% | $16.32 |
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.56% | $44.12 |
| 25 - 36 | 5.56% | $30.22 |
| 37 - 48 | 5.80% | $23.39 |
| 49 - 60 | 5.97% | $19.32 |
| 61 - 72 | 6.62% | $16.87 |
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 5.60% | $44.14 |
| 25 - 36 | 5.60% | $30.24 |
| 37 - 48 | 5.90% | $23.44 |
| 49 - 60 | 5.97% | $19.32 |
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.49% | $45.00 |
| 25 - 36 | 7.49% | $31.10 |
| 37 - 48 | 7.77% | $24.31 |
| Term Months | APR1 As Low As | Payment Per $1,0003 |
|---|---|---|
| Up to 24 | 7.90% | $45.18 |
| 25 - 36 | 7.93% | $31.30 |