Checking
Our checking accounts are as diverse as our members!
Primo Checking
The checking account that just keeps giving! Qualify each month to earn special rewards, including higher dividends and refunds of ATM fees charged by other institutions.
Benefits:
- Higher Monthly Dividend
- Refunds of ATM Fees Charged by Other Institutions, up to $20/month
- Overdraft Protection from Share Savings Available
- Prime Privilege
- Unlimited Check Writing
- Unlimited FREE ATM/Debit Withdrawals
- First 50 Checks FREE with check purchase
- No Minimum Balance
| Account Balance | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| $0 - $25,000 | .50 | .00-.50 | $0 |
| $25,000 or more | .10 | 00-.01 | $25,001 |
Primo Checking: APY subject to terms and conditions as disclosed in PFCU’s Account Disclosure. Dividends compounded and paid monthly on all Checking Accounts. Fees affect APY and may reduce earnings on these accounts.
Prime Direct Checking
An excellent checking account for active members with direct deposit.
Benefits:
- Members 55+ Get FREE Checks for Life, up to 2 boxes of 100 per year
- Overdraft Protection from Share Savings Available
- Prime Privilege
- Unlimited Check Writing
- Unlimited FREE ATM/Debit Withdrawals
- First 50 Checks FREE with check purchase
- No Minimum Balance
- No Monthly Service Fee
| Account Type | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| Prime Direct Checking | .01 | .01 | $0 |
Prime Checking
Everyday checking with the flexibility you need and the convenience you deserve.
Benefits:
- Overdraft Protection from Share Savings Available
- Prime Privilege
- Unlimited Check Writing
- Unlimited FREE Debit Transactions
- 2 FREE ATM Withdrawals Per Month
- First 50 Checks FREE with check purchase
- No Minimum Balance
- No Monthly Service Fee
| Account Balance | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| $1,000 or More | .01 | .01 | $1,000 |
Prime Essential Checking
Get comfortable with the "essentials" of checking with an account designed to empower you with the ability to manage your monthly budget.
Benefits:
- Overdraft Protection from Share Savings Available
- Unlimited Check Writing
- Unlimited FREE Debit Transactions
- 2 FREE ATM Withdrawals Per Month
- First 50 Checks FREE with check purchase
- No Minimum Balance
- No Monthly Service Fee
| Account Balance | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| $ - | - | - | - |
Prime Student Checking
Learn the ropes of checking with this economical account designed for students.
Benefits:
- Overdraft Protection from Share Savings Available
- Unlimited Check Writing
- Unlimited FREE ATM/Debit Withdrawals
- First 50 Checks FREE with check purchase
- No Minimum Balance
- No Monthly Service Fee
| Account Type | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| Prime Student Checking | .01 | .01 | $1,000 |
Prime Student Checking: Overdraft protection is unavailable. Students under 18 do not qualify for checks.
Prime Small Business Checking
Keep your small business growing with this straightforward, low-fee checking option.
Benefits:
- Overdraft Protection from Share Savings Available
- Unlimited Check Writing
- First 50 Checks FREE with check purchase
- No Minimum Balance
| Account Balance | Dividend Rate | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| $1,000 | .01 | .01 | $1,000 |
Deposit Rate Disclosures
Rates effective as of April 15, 2019.
APY = Annual Percentage Yield. Membership required. Share Savings, along with membership deposit, required with all savings, checking, investments and money market accounts.
Additional information regarding compounding and crediting and other account information can be found in the Truth-in-Savings Disclosure. Ask a Member Service Representative for complete details on fees and terms applicable to the listed accounts. Funds federally insured by NCUA.