Checking
With checking accounts that offer unlimited free ATM withdrawals, refunds of fees charged by ATMs, and higher interest rates, there's something for everyone!
Your Perfect Checking Account
Your perfect checking account is just a few steps away. Get started today!
Primo Checking
The rewards checking account that just keeps giving! Qualify each month to earn special rewards, including higher dividends and refunds of ATM fees charged by other institutions.
Benefits:
- Higher Monthly Dividends1
- Refunds of ATM Fees Charged by Other Institutions, up to $20/month1
- Unlimited FREE ATM Withdrawals2 - We'll never charge you an ATM fee
- Overdraft Protection from Share Savings Available
- Prime Privilege - Overdraft protection for life's unexpected events
- First 40 Checks FREE with check purchase
- No Minimum Balance
- No Monthly Service Fee
| Account Balance | Dividend Rate (%) | Annual Percentage Yield (APY3) (%) | Min. Required to Earn Stated APY3 |
|---|---|---|---|
| $0 - $25,000 | .10 | .00-.10 | $0 |
| $25,000 or more | .01 | 00-.01 | $25,001 |
Primo Checking: APY subject to terms and conditions as disclosed in PFCU’s Account Disclosure. Dividends compounded and paid monthly on all Checking Accounts. Fees affect APY and may reduce earnings on these accounts.
Prime Checking
Everyday checking with the flexibility you need and the convenience you deserve.
Benefits:
- 2 FREE ATM Withdrawals Per Month2
- Overdraft Protection from Share Savings Available
- Prime Privilege - Overdraft protection for life's unexpected events
- First 40 Checks FREE with check purchase
- No Minimum Balance
- No Monthly Service Fee
| Account Balance | Dividend Rate (%) | Annual Percentage Yield (APY3) (%) | Min. Required to Earn Stated APY3 |
|---|---|---|---|
| $1,000 or more | .01 | .01 | $1,000 |
Prime Student Checking
Learn the ropes of checking with this economical account designed for students.
Benefits:
- Unlimited FREE ATM Withdrawals2 - We'll never charge you an ATM fee
- Overdraft Protection from Share Savings Available
- First 40 Checks FREE with check purchase
- No Minimum Balance
- No Monthly Service Fee
| Account Balance | Dividend Rate (%) | Annual Percentage Yield (APY3) (%) | Min. Required to Earn Stated APY3 |
|---|---|---|---|
| Prime Student Checking | .01 | .01 | $1,000 |
Students under 18 do not qualify for checks.
Prime Small Business Checking
Keep your small business growing with this straightforward, low-fee checking option.
Benefits:
- Overdraft Protection from Share Savings Available
- Unlimited Check Writing
- First 40 Checks FREE with check purchase
- No Minimum Balance
| Account Balance | Dividend Rate (%) | Annual Percentage Yield (APY3) (%) | Min. Required to Earn Stated APY3 |
|---|---|---|---|
| $1,000 or more | .01 | .01 | $1,000 |