Deposit Rates

Savings

Share Savings
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$300–$4,999 .05 .05 $300
$5,000–$9,999 .05 .05 $300
$10,000 or More .05 .05 $300
Savings Programs
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Christmas Club .15 .15 $0
Savers Club .15 .15 $0
Summer Spending .15 .15 $0
Student Club .15 .15 $0
Lil’ Savers Club .15 .15 $0
Cash's Kids Club .15 .15 $0
VISA/MasterCard® Secured .10 .10 $0

Checking

Primo Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$0–$25,000 .50 .00–.50 $0
$25,001 or more .01 .00–.01 $25,001
Prime Checking
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000 or More .01 .01 $1,000
Prime Direct Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Prime Direct Checking .01 .01 $0
Prime Student Checking
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
Prime Student Checking .01 .01 $0

Investments

Share & IRA Certificates - Roth, Traditional & Coverdel (60 Day through 1 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
60 Day (Share Certificate only) .25 .25 $250
90 Day (Share Certificate only) .25 .25 $250
182 Day1 (Maturity) .35 .35 $250
182 Day2 (Monthly) .35 .35 $250
1 Year .50 .50 $250
1 Year (Automatic Deposit) .50 .50 $250
RATE MATCH Ask us! Ask us! $250
Share & IRA Certificates - Roth, Traditional & Coverdel (18 Month through 5 Year)
Account Term Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
18 Month .50 .50 $250
2 Year .65 .65 $250
2.5 Year .65 .65 $250
3 Year .85 .85 $250
4 Year 1.10 1.11 $250
5 Year 1.40 1.41 $250
RATE MATCH Ask us! Ask us! $250
IRA Share
Account Type Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
IRA Share .15 .15 $0

Money Markets

Prime Money Market
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
$1,000–$9,999 .10 .10 $1,000
$10,000–$24,999 .15 .15 $10,000
$25,000–$74,999 .20 .20 $25,000
$75,000 or more .25 .25 $75,000
Premier Money Market
Account Balance Dividend Rate (%) Annual Percentage Yield (APY) (%) Min Required to Earn Stated APY
1,000 - 9,999 .10 .10 $1,000
10,000 - 49,999 .50 .50 $10,000
50,000 - 99,999 .75 .75 $50,000
100,000 - 249,999 1.00 1.00 $100,000
250,000 or more 1.50 1.51 $250,000

Consumer Loan Rates

New - Autos, Trucks, Vans

Term Months APR As Low As Payment Per $1000
Up to 24 3.20** $43.07
25 - 36 3.20** $29.17
37 - 48 3.30** $22.27
49 - 60 3.70** $18.29
61 - 72 3.90** $15.61
73 - 841 4.90** $14.09

Used - Autos, Trucks, Vans

Model Year Term Months APR As Low As Payment Per $1000
2017 - 2016 Up to 24 3.50** $43.21
2017 - 2016 25 - 36 3.50** $29.31
2017 - 2016 37 - 48 3.80** $22.49
2017 - 2016 49 - 60 4.00** $18.42
2017 - 2016 61 - 72 4.70** $15.97
2017 - 2016 73 - 841 4.90** $14.09
2015 - 2014 Up to 24 3.60** $43.25
2015 - 2014 25 - 36 3.60** $29.235
2015 - 2014 37 - 48 3.80** $22.49
2015 - 2014 49 - 60 4.10** $18.47
2015 - 2014 61 - 72 4.80** $16.02
2015 - 2014 73 - 841 4.90** $14.09
2013 - 2011 Up to 24 3.60** $43.25
2013 - 2011 25 - 36 3.60** $29.35
2013 - 2011 37 - 48 3.80** $22.49
2013 - 2011 49 - 60 4.10** $18.47
2010 - 2009 Up to 24 3.60** $43.25
2010 - 2009 25 - 36 3.60** $29.35
2010 - 2009 37 - 48 3.90** $22.54
2008 - 2004 Up to 24 4.30** $43.56
2008 - 2004 25 - 36 4.30** $29.66
2008 - 2004 37 - 48 4.50** $22.81
2003 & Older Up to 24 4.45** $43.63
2003 & Older 25 - 36 4.45** $29.73

New - Motorcycles 2

Term Months APR As Low As Payment Per $1000
Up to 24 3.10** $43.03
25 - 36 3.10** $29.13
37 - 48 3.50** $22.36
49 - 60 3.70** $18.29
61 - 723 3.90** $15.61
843 4.90** $14.09

Used - Motorcycles2

Model Year Term Months APR As Low As Payment Per $1000
2017 - 2016 Up to 24 3.60** $43.25
2017 - 2016 25 - 36 3.60** $29.35
2017 - 2016 37 - 48 3.90** $22.54
2017 - 2016 49 - 60 4.10** $18.47
2017 - 2016 61 - 723 4.70** $15.97
2015 - 2014 Up to 24 3.60** $43.25
2015 - 2014 25 - 36 3.60** $29.35
2015 - 2014 37 - 48 3.90** $22.54
2015 - 2014 49 - 60 4.10** $18.47
2015 - 2014 61 - 723 4.80** $16.02
2013 - 2011 Up to 24 3.60** $43.25
2013 - 2011 25 - 36 3.60** $29.35
2013 - 2011 37 - 48 3.90** $22.54
2013 - 2011 49 - 60 4.10** $18.47
2010 - 2009 Up to 24 3.70** $43.30
2010 - 2009 25 - 36 3.70** $29.40
2010 - 2009 37 - 48 4.00** $22.58
2008 Up to 24 3.90** $43.38
2008 25 - 36 3.90** $29.48
2008 37 - 48 4.14** $22.51
2007 - Older Up to 24 4.40** $43.61
2007 - Older 25 - 36 4.40** $29.71
2007 - Older 37 - 48 4.40** $22.76

New - Recreational Vehicles 4

Term Months APR As Low As Payment Per $1000
Up to 48 3.85** $22.52
49 - 60 3.85** $18.36
61 - 725 4.95** $16.10

Used - Recreational Vehicles4

Model Year Term Months APR As Low As Payment Per $1000
2017-2014 Up to 48 4.49** $22.91
2017-2014 49 - 60 4.49** $18.65
2013 & Older Up to 48 4.49** $22.91

Unsecured Loans

Term Months Type APR As Low As Payment Per $1000
Up to 12 Signature 11.75** $88.77
13 - 24 Signature 11.75** $46.98
25 - 36 Signature 11.75** $33.11
Up to 12 EZ Pay 38.00** $50.69 per $500
Up to 24 Credit Rebuilder 28.00 $54.92
Line of Credit Overdraft 17.75 (max. $1000)
Line of Credit Overdraft 16.25 (min. $1001)

Share & Certificate Secured Loans6

Term Months Type APR As Low As
Up to 36 Share 3.00 above existing deposit rate
Up to Certificate Maturity Date Certificate 3.00 above existing deposit rate

Home Equity Rates

Loan-To-Value (LTV) 80% and Under

Term Months APR1 Payment Per $1000
36 3.49 $29.30
48 3.49 $22.36
60 3.49 $18.19
84 3.99 $13.67
120 4.49 $10.36
180 5.75 $8.31
Line of Credit2 Prime Plus 0.00% $10.00

Loan-To-Value (LTV) Over 80%

Term Months APR3 Payment Per $1000
36 5.99 $30.42
48 5.99 $23.48
60 5.99 $19.33
84 6.49 $14.85
120 6.49 $11.35
180 6.99 $8.99
Line of Credit4 Prime plus 1.00% $10.00