Prime Financial Credit Union offers a variety of mortgage programs to meet you and your family's needs! Our Mortgage Team will assist you every step of the way, starting with helping you choose the right mortgage product. Let's get started!

Please contact us at 414.486.4500 to obtain closing costs and request a Loan Estimate. Closing costs may vary depending on amount borrowed.

To calculate estimated monthly payment, multiply the payment amount shown below by the mortgage amount in thousands. For example, a 30-year mortgage at 5.000% for $150,000 would be: $5.38 x $150 = $807.00 per month. Estimated payment does not include property taxes or insurance, which will increase your actual monthly payment. Annual Percentage Rate (APR) calculation assumes a $150,000 loan amount with a 20% down payment. Mortgage insurance may be required on loans with less than 20% down payment and could increase the APR and monthly payment.

 

Rates last updated on:
Thursday, August 15, 2019

30 Year Fixed

Loan-to-Value 80% and under.
Term: 30 Years
RatesAPRPoints
3.625% 3.750% 0%
Payment per $1000: $4.60

20 Year Fixed

Loan-to-Value 80% and under.
Term: 20 Years
RatesAPRPoints
3.500% 3.675% 0%
Payment per $1000: $5.86

15 Year Fixed

Loan-to-Value 80% and under.
Term: 15 Years
RatesAPRPoints
3.125% 3.348% 0%
Payment per $1000: $7.05

10 Year Fixed

Loan-to-Value 80% and under.
Term: 10 Years
RatesAPRPoints
3.125% 3.378% 0%
Payment per $1000: $9.81

3-Year ARM

Loan-to-Value 80% and under.
RatesAPRPoints
3.5% 3.969% 0%
Payment per $1000: $4.37

5-Year ARM

Loan-to-Value 80% and under.
RatesAPRPoints
3.75% 3.986% 0%
Payment per $1000: $4.51

7-Year ARM

Loan-to-Value 80% and under.
RatesAPRPoints
4.00% 4.055% 0%
Payment per $1000: $4.66

Stated rates are based upon a credit rating of 740 or higher and are subject to change. Published rate may be adjusted based on credit score, down payment, debt ratio and employment income. Single-family owner occupied homes only. Down Payment as low as 5%. All rates and terms are subject to change without notice.

ARMs require 5% down payment. Adjustments could occur after initial term. Adjustments based on 1-year LIBOR plus margin of 2.75% Caps on 3, 5 and 7 year are 6%. No conversion option. Published rate may be adjusted based on credit score, down payment, debt ration, and employment income.

APR=Annual Percentage Rate. Stated APRs are the lowest available, are subject to change and include appraisal, title report, credit report and application fees.

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $0. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $0. Your actual APR may be different depending upon these factors.


Prime Financial Credit Union
mortgages@primefcu.org
Ph: 414.486.4500
Fax: 414.486.4509
NMLS ID 718926

Equal Housing Opportunity