Home Loan Specials

Home loan specials can help make home loans more affordable.

$1000 Closing Costs for First Time Homebuyers¹

Buying a home for the first time? First Time Homebuyers can get up to $1000 off closing costs and a low down payment for qualified applicants. Prime Financial's competitive rates and experienced staff will help guide you on the road to homeownership.

A first-time buyer is defined as an applicant who has not owned a home within the past three years.

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If you're a first-time homebuyer, "Your Home Loan Toolkit: A step-by-step guide" is a resource offered by the Consumer Financial Protection Bureau (CFPB) to help homebuyers like you understand the ins and outs of mortgages to make smart borrowing decisions.

Download the Home Loan Toolkit

No Closing Costs on Home Equity Line of Credit²

Looking to do home repairs or debt consolidation? Look no further than PFCU Home Equity Line of Credit with no closing costs for qualified applicants.

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Learn About ARMs

New to adjustable rates? The Consumer Financial Protection Bureau's "Consumer Handbook on Adjustable-Rate Mortgages" can help you understand how adjustable-rate mortgages work.

Learn About Adjustable Rates

Community Heroes Mortgage Special

You’ve dedicated yourself to protecting, improving, and healing our communities. Prime Financial Credit Union is committed to thanking you for your service. Qualified public service professionals are eligible for home loans with no private mortgage insurance (PMI) and loan-to-value (LTV) up to 90%⁴. Qualified occupations include⁴:

Police, Fire & EMS
Healthcare
Education
Military - Active Duty & Veterans
Local Municipal, State & Federal Employees

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Looking to find the best home loan solution to fit your needs? Schedule a free, no-obligation mortgage consultation with a member of our mortgage team today!

Schedule an Appointment

Prime Financial Credit Union
mortgages@primefcu.org
Ph: 414.486.4500
Fax: 414.486.4509
NMLS ID 718926

Equal Housing Opportunity

1: This closing cost special includes an appraisal fee, credit report fee, flood certification, title-lenders title policy, title-settlement fee, recording fees, origination fee, 4506T transcripts, document preparation fee, tax service fee, title and E-Recording fee. Fixed Stated Rates reflect loans up to 80% Loan to Value (LTV); other rates apply for LTVs above 80%. Owner-occupied primary residence only. Homeowner’s insurance required. All rates and terms are subject to credit qualification, other rates and terms may apply. A Prime Financial Credit Union checking account is required to receive any closing incentive for first-time buyers. Offer may be discontinued at any time and without prior notice. Promotional offer cannot be combined with any other offer.

2: No closing cost for Home Equity Line of Credit (HELOC) with a Loan to Value (LTV) less than 80%. HELOC rate is equal to prime rate + 0.00% Annual Percentage Rate (APR) with credit score greater than 740. Line of credit rate is adjustable, may change monthly, and will not exceed 11.25% APR. Minimum payment is 1% of the balance or $25.00, whichever is greater. All rates are subject to credit qualification, other rates and terms may apply. Owner-occupied primary residence only. Homeowner’s insurance required. Offer may be discontinued at any time and without prior notice. Promotional offer cannot be combined with any other offer.

3: Minimum 10% member-contribution required. Once 90% LTV is met, gift funds may be used to lower the loan amount.

4: Includes administrative and support positions.