Prime Financial Credit Union offers a variety of mortgage programs to meet you and your family's needs! Our Mortgage Team will assist you every step of the way, starting with helping you choose the right mortgage product. Let's get started!

Please contact us at 414.486.4500 to obtain closing costs and request a Loan Estimate. Closing costs may vary depending on amount borrowed. 

Rates last updated on:
Tuesday, October 8, 2019

Loan-to-Value (LTV) 80% and Under

Rates apply to owner-occupied home loans up to 80% Loan-to-Value (LTV). Closing costs start at $400 and do not include appraisal. If required, appraisal is an additional cost of typically $325-470 and is due up front. If refinancing a Prime Financial Credit Union loan, an additional $5,000 borrowed is required to qualify for any fee discounts. Homeowner insurance is required.

Term MonthsAPR1Payment Per $1000
36 3.99 $29.52
49 3.99 $22.58
60 3.99 $18.42
84 4.49 $13.90
120 4.99 $10.61
180 5.75 $8.31
Line of Credit2 Prime Plus 0.00% $10.00

1: APR=Annual Percentage Rate. Rates and terms subject to change. Above rates based upon a credit rating of 740 and above and are subject to change based upon borrower's credit history.

2: Home Equity Line of Credit (HELOC) Prime plus 0.00% rate (as reported in The Wall Street Journal) applies to 700+ credit score. Rate for 620-699 credit score is Prime plus 1.00%. HELOC rate is adjustable, may change monthly and will not exceed 11.25%. HELOC monthly payment per $1000 based upon minimum payment of 1.00% of outstanding balance. Payment example does not include taxes and insurance premiums.


Loan-to-Value (LTV) Over 80%

Rates apply to owner-occupied home loans up to 95% Loan-to-Value (LTV) and are based on credit and Debt-to-Income (DTI) qualifications. Closing costs range from $604 to $754 and do not include appraisal. If required, appraisal is an additional cost of typically $325-470 and is due up front. Homeowner insurance is required.

Term MonthsAPR3Payment Per $1000
36 5.25 $30.06
49 5.25 $23.12
60 5.25 $18.96
84 5.75 $14.46
120 6.25 $11.19
180 6.99 $8.93
Line of Credit4 Prime Plus 1.00% $10.00

3: APR=Annual Percentage Rate. Rates and terms subject to change. Above rates based upon a credit rating of 740 and above and are subject to change based upon borrower's credit history.

4: Home Equity Line of Credit (HELOC) Prime plus 0.00% rate (as reported in The Wall Street Journal) applies to 700+ credit score. Rate for 620-699 credit score is Prime plus 1.00%. HELOC rate is adjustable, may change monthly and will not exceed 11.25%. HELOC monthly payment per $1000 based upon minimum payment of 1.00% of outstanding balance. Payment example does not include taxes and insurance premiums.


Prime Financial Credit Union
mortgages@primefcu.org
Ph: 414.486.4500
Fax: 414.486.4509
NMLS ID 718926

Equal Housing Opportunity