Features & Benefits
As Low As
28.00%APR1
Terms up to 24 months
Automatic Payments
Required to Qualify
Direct Deposit
Required to Qualify
Build Credit
Build & improve your credit with straightforward solutions.
Direct Distribution
To Lenders & Collectors
Apply for a Credit Rebuilder Loan Today!
What is a Credit Rebuilder Loan?
A Credit Rebuilder Loan is an unsecured loan, which means you don't have to pledge any collateral when you apply.
What can I use a Credit Rebuilder Loan for?
When you're approved for a Credit Rebuilder Loan, your funds will be distributed directly to the lenders and collectors you instruct us to pay.
How does a Credit Rebuilder Loan help build credit?
A Credit Rebuilder helps members take control of their debt and begin building healthy credit habits. A Credit Rebuilder Loan can help by:
- Consolidating Debt: It can be difficult to track multiple due dates from different lenders. A Credit Rebuilder Loan can be used to pay off some or all of your debts, meaning you'll have fewer payments to keep track of.
- Paying Collections: An unpaid collection account can have a greater negative impact on your credit than a paid collection account. Using a Credit Rebuilder Loan to pay a collection account shows a good faith effort to correct your finances.
By organizing your debt and correcting negative marks on your credit reports, a Credit Rebuilder Loan can help you build better credit with full, on-time payments.
Rates, Terms & Payments
With rates as low as
28.00%
APR1 and terms up to 24 months, you have options for finding the perfect monthly payment for your budget.
| Term Months | APR1 As Low As | Payment Per $1,0002 |
|---|---|---|
| Up to 24 | 28.00% | $54.92 |
Effective Date:
June 25, 2025
1: Payment per $1,000 based on maximum term allowed for each stated rate.
2: APR=Annual Percentage Rate.
Apply for a Credit Rebuilder Loan Today!
Member Story
"Prime succeeds where most banks fail with their great member service, minimal fees, excellent loan rates and their loan processing team."
Recreating your big members
Membership eligibility is required.
1: APR=Annual Percentage Rate.
2: Payment per $1,000 based on maximum term allowed for each stated rate.