The Prime Platinum Credit Card lineup offers low interest rates, no annual fee, no balance transfer fee, and rewards on everyday purchases.
| Card Type | Low-interest Card | Cashback Card |
|---|---|---|
| Annual Fee1 | $0 | $0 |
| Annual Percentage Rate (APR) for Purchases2 | 8.99 - 17.99% | 10.99 - 17.99% |
| Earns Points on Everyday Purchases3 | ||
| Earn Additional Points with CU Rewards® Mall | ||
| CURewards® Points Redeemable for | Merchandise Travel Gift Cards | Merchandise Travel Gift Cards Cash Back4 |
| Google Pay & Apple Pay Ready5 | ||
| 24/7 Card Management with PFCU MyCard App5 | ||
| Balance Transfer Fee1 | $0 | $0 |
| Grace Period | 25 Days | 25 Days |
| Secured Option Available6 |
Low-interest Card
- Annual Fee1
- $0
- Annual Percentage Rate (APR) for Purchases2
- 8.99 - 17.99%
- Earns Points on Everyday Purchases3
- Earn Additional Points with CU Rewards® Mall
- CURewards® Points Redeemable for
- Merchandise
Travel
Gift Cards
- Google Pay & Apple Pay Ready5
- 24/7 Card Management with PFCU MyCard App5
- Balance Transfer Fee1
- $0
- Grace Period
- 25 Days
- Secured Option Available6
Cashback Card
- Annual Fee1
- $0
- Annual Percentage Rate (APR) for Purchases2
- 10.99 - 17.99%
- Earns Points on Everyday Purchases3
- Earn Additional Points with CU Rewards® Mall
- CURewards® Points Redeemable for
- Merchandise
Travel
Gift Cards
Cash Back4
- Google Pay & Apple Pay Ready5
- 24/7 Card Management with PFCU MyCard App5
- Balance Transfer Fee1
- $0
- Grace Period
- 25 Days
- Secured Option Available6
Pay with a Tap of Your Phone
Add your debit card to Apple Pay®, Google Pay®, or Samsung Pay® on a compatible device and make fast, secure payments at participating retailers and restaurants, including McDonald's, Starbucks®, Best Buy®, Macy's®, Walgreens®, and more!5,7 Use your digital wallet to pay at any card terminal that displays the digital wallet or contactless payment logos.
Take Control with the PFCU MyCard App
Download the PFCU MyCard App for total control over your Prime Platinum Credit Card.5 You can make real-time changes to your account, including:
- Locking & Unlocking Your Card
- Creating Spending Alerts
- Creating Spending Limits
- Submitting Travel Notices
- Reporting Your Card Lost/Stolen
Learn more about the PFCU MyCard App
Features & Benefits
Zero-liability Fraud Protection
Interest Rates as low as
8.99%APR3
Earn Rewards
Cash Back Option
No Balance Transfer Fees1
Empowering you during every financial decision
Apply for a Prime Platinum Credit Card Today!
1: All fees disclosed in Prime Platinum Visa Combined Disclosure
2: APR = Annual Percentage Rate.
3: Earn one (1) CU Rewards point for every $1 spent (net after returns).
4: Cash is redeemable in $50 increments; 5,000 points =$50 cash.
5: Message and data rates may apply where applicable.
6: Minimum credit line: $250. Must deposit 110% of credit limit to share account.
7: Names of businesses, websites, apps, products, and services listed on this page are trademarks/service marks of their respective owners. Listing of these names on this page does not constitute an express or implied endorsement of or affiliation with Prime Financial Credit Union by these companies.