CDs & IRAs
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Short-Term Investments (1 Year & Less)
Share & IRA Certificates - Roth, Traditional, & Coverdell
| Account Term | Dividend Rate (%) | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| 60 Day (Share Certificate Only)1 | .15 | .15 | $250 |
| 90 Day (Share Certificate Only)1 | .15 | .15 | $250 |
| 182 Day1 | .20 | .20 | $250 |
| 182 Day2 | .20 | .20 | $250 |
| 1 Year1 | .30 | .30 | $250 |
| 1 Year (Automatic Deposit)2,3 | .30 | .30 | $250 |
Long-Term Investments (Over 1 Year)4
Share & IRA Certificates - Roth, Traditional, & Coverdell
| Account Term | Dividend Rate (%) | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| 18 Month |
.40 | .40 | $250 |
| 2 Year | .50 | .50 | $250 |
| 2.5 Year | .50 | .50 | $250 |
| 3 Year | .60 | .60 | $250 |
| 4 Year | .80 | .80 | $250 |
| 5 Year | .95 | .95 | $250 |
IRA Share
| Account Type | Dividend Rate (%) | Annual Percentage Yield (APY) (%) | Min. Required to Earn Stated APY |
|---|---|---|---|
| IRA Share2 |
.05 | .05 | $0 |