Short-Term Investments (1 Year & Less)

Share & IRA Certificates - Roth, Traditional, & Coverdell

Account TermDividend Rate (%)Annual Percentage Yield (APY) (%)Min. Required to Earn Stated APY
2 Month (Share Certificate Only)1 .05 .05 $250
3Month (Share Certificate Only)1 .05 .05 $250
6 Month1 .10 .10 $250
6 Month2 .10 .10 $250
1 Year1 .20 .20 $250
1 Year (Automatic Deposit)2,3 .20 .20 $250

Long-Term Investments (Over 1 Year)4

Share & IRA Certificates - Roth, Traditional, & Coverdell

Account TermDividend Rate (%)Annual Percentage Yield (APY) (%)Min. Required to Earn Stated APY
18 Month
.25 .25 $250
2 Year .25 .25 $250
2.5 Year .30 .30 $250
3 Year .30 .30 $250
4 Year .35 .35 $250
5 Year .45 .45 $250

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IRA Share

Account TypeDividend Rate (%)Annual Percentage Yield (APY) (%)Min. Required to Earn Stated APY
IRA Share2
.03 .03 $0

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