What you need to know about overdrafts and overdraft fees.
An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:
This notice explains our standard overdraft practices.
We do authorize and pay overdrafts for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions without your consent:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
Under our standard overdraft practices:
If you want us to authorize and pay overdrafts on ATM and everyday debit card transactions, please
Should you change your mind and decide you no longer want us to continue to authorize and pay overdrafts on your everyday debit card transactions, you may revoke your authorization at any time by contacting us either in person, by mail, by phone or online.
Please review our Prime Privilege and Overdraft Protection disclosure.