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Term MonthsAPR As Low As**Payment Per $1000
Up to 12 8.99% $87.46
13-24 8.99% $45.70
25-36 8.99% $31.81

Rates effective as of February 19, 2020.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. 

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $5,000 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.


  • Utilize Auto Transfer to Make Payments
  • Maintain a Monthly Direct Deposit of Funds into a Prime Financial Credit Union Checking or Savings Account