Share Secured Loan1

Term MonthsAPR
Up to 36 3.00 above existing deposit rate

Certificate Secured Loan1

Term MonthsAPR
Up to Certificate Maturity Date 3.00 above existing deposit rate

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1: Individual Retirement Accounts, Christmas Clubs, Money Markets and Checking Accounts cannot be pledged as collateral. Maximum loan amount 100% of share or certificate.

Rates effective as of January 1, 2020.

**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers.

APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $5,000 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.