Auto Loans
From sports cars to minivans and everything in between, Prime Financial Credit Union is happy to help you finance your dream vehicle.
New
Model Year:
2019-2018
| Term Months | APR As Low As | Payment Per $1000 |
|---|---|---|
| Up to 24 | 3.18** | $43.07 |
| 25-36 | 3.18** | $29.17 |
| 37-48 | 3.38** | $22.31 |
| 49-60 | 3.58** | $18.24 |
| 61-72 | 3.94** | $15.62 |
| 73-841 | 4.58** | $13.94 |
1: Requires a minimum of $20,000 financed.
Rates effective as of October 14, 2019.
**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), a child with a PFCU Cash's Kids Club account (.20 for autos only), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.
Autos, trucks and vans APRs based on Loan-to-Value (LTV) of 80% or less.
APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $5,000 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.
Used
Model Year:
2018-2017
| Term Months | APR As Low As | Payment Per $1000 |
|---|---|---|
| Up to 24 | 3.38** | $43.16 |
| 25-36 | 3.38** | $29.26 |
| 37-48 | 3.78** | $22.49 |
| 49-60 | 3.88** | $18.37 |
| 61-72 | 3.94** | $15.62 |
| 73-842 |
5.19** | $14.23 |
Model Year:
2016-2015
| Term Months | APR As Low As | Payment Per $1000 |
|---|---|---|
| Up to 24 | 3.63** | $43.27 |
| 25-36 | 3.63** | $29.37 |
| 37-48 | 3.83** | $22.51 |
| 49-60 | 3.94** | $18.40 |
| 61-72 | 3.94** | $15.63 |
| 73-842 | 5.19** | $14.23 |
Model Year:
2014-2012
| Term Months | APR As Low As | Payment Per $1000 |
|---|---|---|
| Up to 24 | 3.63** | $43.27 |
| 25-36 | 3.63** | $29.37 |
| 37-48 | 3.83** | $22.51 |
| 49-60 | 3.94** | $18.40 |
Model Year:
2011-2010
| Term Months | APR As Low As | Payment Per $1000 |
|---|---|---|
| Up to 24 | 3.63** | $43.27 |
| 25-36 | 3.63** | $29.37 |
| 37-48 | 3.83** | $22.51 |
Model Year:
2009-2007
| Term Months | APR As Low As | Payment Per $1000 |
|---|---|---|
| Up to 24 | 4.30** | $43.56 |
| 25-36 | 4.30** | $29.66 |
| 37-48 | 4.50** | $22.81 |
Model Year:
2006 & Older
| Term Months | APR As Low As | Payment Per $1000 |
|---|---|---|
| Up to 24 | 4.70** | $43.74 |
| 25-36 | 4.70** | $29.84 |
2: Requires a minimum of $20,000 financed.
Rates effective as of September 17, 2019.
**Rates above include maximum 1.00% relationship discounts. Discounts rewarded for having additional PFCU products, services and relationships at or prior to closing: checking account (.20), a child with a PFCU Cash's Kids Club account (.20 for autos only), credit card (.20), at least two (2) automated convenience services (.20), SEG group employer (.20) or quick close within 48 business hours of loan approval (.20). Discounts applicable to new loans only and cannot be combined with other discounts or promotional offers. First or second mortgages, HELOCs, Lines of Credit, EZ Pay, Credit Card, Credit Builder or Share & Certificate Secured are regular rates above.
Autos, trucks and vans APRs based on Loan-to-Value (LTV) of 80% or less.
APR=Annual Percentage Rate. The above rates are based upon a 700+ credit score and are subject to change based upon borrower's credit history. To refinance your existing PFCU loan, you must add $5,000 to the balance, regular rates apply and you must add 1.00% to rates above. Payment per $1000 based on maximum term allowed for each stated rate.